Finding Financial Assistance Programs for Pharmacy Medications in Michigan

Not all medications are available in a low cost or generic format, but there are financial assistance programs available for those who would otherwise not be able to afford their necessary prescription medications. Michigan financial assistance pharmacy programs generally depend on the individual's financial and medical situation.

Generic Medication Assistance Programs

Assistance and discount programs exist for both those currently on generic medications and for those who wish to switch to generic medications. There are also generic discount drug programs available. However, generic medications are not always chemically identical to name brand medications, only the active ingredients are assured. There can be side effects to a switch from name brand to generic; consequently, it should always be done under the supervision and advice of a physician.

Low Cost and Sliding Scale Clinics

Low cost clinics are cost-conscious and able to prescribe medications that may cost less than other alternatives, and may be able to work with individuals to determine the best solution for their financial situation. A sliding scale clinic will collect financial information from a patient and will determine how much they can pay without undue financial hardship. Either way, an individual will usually pay much less through a low cost or sliding scale clinic than a conventional clinic.

Discounts, Coupons and Rebates

Many medications have discounts, coupons and rebates available directly from the pharmacy or the manufacturer. By inquiring with their doctor and pharmacy, a patient can often save a significant amount of money. Doctors and clinics can also give out samples of a wide selection of medication at their discretion, which will be more cost-effective when testing out trials of certain types of medication in succession.

Special Programs

Special programs exist for those within unique situations: senior citizens, veterans, college students and other similar individuals. Those who are within one of these situations, are disabled, or are otherwise at a disadvantage, may want to inquire about these specialty programs. The Department of Human Services will usually have more information regarding what is available.

Most pharmacies will be able to give additional information regarding financial assistance pharmacy Michigan organizations and discounts. Those who are concerned about the potential cost of their medications may wish to call the pharmacy directly or discuss their financial situation with their clinic or doctor.